Kick Off the New Year Right, By Learning Some Easy Tips on How to Avoid DWI or DUI Arrests

Monday, January 14th, 2013

The first few months of the year, are prime-time months for police officers looking to make arrests against a person who has been involved in a DWI and DUI in Camden County and other areas of New Jersey. In this blog, I will provide you with a list of some easy-to-follow tips on how to avoid being in a situation where a police officer will suspect that you are under the influence of alcohol. Before even getting into this useful list, you must be found with a Blood Alcohol Content (BAC) level over 0.08%, in order to be charged with a DUI or DWI.

Now we can get into the mess of figuring out what penalties or fines a person can expect when he/she is found guilty and charged with a DUI or DWI, but with these tips, you won’t have to worry about that. Some of these tips may seem obvious, but then why do people still get arrested? These tips are focused on how to handle the pre-arrest situation. They will help you avoid having a police officer stop you in the first place.

Obey Traffic Laws by Driving Safe and Drinking Responsibly

I would encourage all drivers, not to drink AT ALL before operation a motor vehicle. However, since it is not illegal and you won’t be penalized unless the BAC limit is over 0.08%, I would encourage all drivers to drink responsibly. In there is ever a case where you have had one or two drinks and you had to drive home, do not give a police officer a reason to pull you over. This means obeying all traffic laws, such as driving under the speed limit and stopping at red lights and STOP signs.

The Police Officer Pulls You Over, Now What? Be Respectful

There are many times where a person is arrested for no other reason than giving the police offer a hard time, when he pulled him/her over. If a police officer is having a long, hard day, the last thing he wants is a driver to give him any sass. When stopped by the officer, it is not a wise decision to challenge him/her, or request to see the supervisor. A more effective strategy is to be respectful. Remember, they put their lives on the line every day, keeping the world safe and making it a better place. When asked a question, an officer will respond greatly to “yes sir, no sir” answers. Treating the officer with respect will go a long way and sometimes they will cut you a break. If you respond by being uncooperative, the officer will take that as a sign of intoxication or consciousness of guilt.

To Make the Experience Less Complicated, Put the Officer at Ease

There are many things you can do, as a passenger of a motor-vehiclist to keep the police officer at ease after he pulls you over. Again, these may seem like obvious tips, but you would be surprised by how many uncooperative drivers a police officer has to deal with each year. First, keep both hands on the steering-wheel, so the officer can see them. This way, he knows that you aren’t dangerous. Secondly, turn on the emergency lights and the interior lights, especially if you are pulled over at night. If the officer knows that he is safe and you are under control, it won’t be likely that he will begin asking you questions like, “Have you had anything to drink tonight?”

Always Have Your Driver’s License, Registration and Insurance in a Readily Accessible Place in the Car

A police officer can only proceed with breath-testing and making any charges when he has reasonable suspicion or probable cause. The court will look at the “totality of the circumstances,” in deciding whether the police officer had reasonable suspicion or probable cause. One of the first things a court will look at when factoring the totality of circumstances is if the driver had trouble finding any of his important documents including his/her driver’s license, registration and insurance. All drivers in New Jersey should have these documents in their cars at all times. If you are having trouble finding any of these, the officer will begin to look for reasons to suspect that you may have been drinking.

Do Not Tell the Officer That You Have Consumed Any Alcohol

You do not have to worry about this, unless you do not follow the tips listed above. However, if you choose to ignore those tips and become uncooperative as soon as a police officer pulls you over, he may ask you if you have consumed an alcohol. It is a personal decision that you have to make, whether or not to lie to the officer or admit that you are guilty. If the officer asks you that question, there is a good chance that he/she already suspects that you have been drinking. If you admit that you are guilty, then he can carry on with the investigation. If you lie, but the officer has enough suspicion to carry on with a breath test and the BAC level is above the limit, it will come back to haunt you.

What Are The Effects Of A Foreclosure Or Short Sale On Your Credit Score?

Wednesday, August 29th, 2012

With so many consumers evaluating their options, it is important to understand the difference between a short sale and a foreclosure, and how each option may impact your credit scores. So, what is the difference between a short sale and foreclosure? A short sale occurs when the lender agrees to accept less than the total amount owed on the mortgage loan. A foreclosure is the legal termination of all rights of the borrower as the owner of the home and the lender repossesses the home. In a foreclosure, the estate becomes the absolute property of the lending institution.

The perception that a short sale will always have less impact on a credit score compared to a foreclosure is simply a credit score myth.  If a foreclosure or short sale appears on your credit report it is considered negative because it predicts future credit risk. Generally speaking, the impact on your credit score will be similar for both a foreclosure and a short sale.

The exact score impact of a foreclosure or a short sale will depend on several factors including:

.Additional information reported on the mortgage account, included in a foreclosure or short sale. For example, late payments associated with the mortgage account prior to the foreclosure or short sale and how recently those past due payments took place.

.Current credit profile of the consumer.  For example, how the consumer is managing all their other credit obligations such as credit cards, car loans, student loan, etc.  Are other bills being paid on time or have missed payments been reported on these as well? And are credit cards showing high balances?

.The negative impact on a credit score appears more severe if a foreclosure or short sale is reported on a credit report that has little or no history of missed payments and or derogatory information. In these scenarios, the number of points lost can be 150 or greater.

Juvenile Law—Kids and Drugs

Tuesday, September 13th, 2011

Juvenile crimes can be either felonies or misdemeanors, depending on the brutality of the offense.  In a lot of cases, particularly those concerning violence, sexual felonies, crimes on a campus, or other factors such as:  gang developments or exploit of weapons, the juvenile offender will be charged as an adult and subject to adult penalties.

Kids and Drugs Just Don’t Mix

This thought applies to a juvenile whether or not he or she finds his or herself in a child welfare action in juvenile court.  There is an assumption that if you are a parent who uses drugs and has minor children—you are in fact, neglecting them and instigating possible drug use in the child’s future.  The best thing a parent should do is immediately inquire about substance abuse treatment.  It is hypothetically possible that a parent can use drugs and not disregard their child, but the burden of proof to refute that assumption is very high.  The argument that illicit drug use does not impair a parent’s parenting ability is nearly impossible to win.  It may not be impossible, but there are circumstances where a court would not find it to be so.  Avoid your child’s possible stay in a Juvenile correctional facility due to drugs by seeking treatment today.

Close your mortgage deal with the best Lawyer

Friday, November 12th, 2010

Are you planning to go for a mortgage deal for your commercial property? Are you planning to go ahead with the mortgage deal for your residential property? Which ever way you take, it is always important that you hire an experienced mortgage lawyer or attorney to fix your deal, or else it would turn out to be a complete loss for you. Simply put, a trained, qualified and experienced mortgage lawyer can bring real difference in the mortgage deals, and even the most complex mortgage deal can happen in just few hours.

Mortgaging a deal isn’t a child’s play and you have to come across many mortgage federal laws of which only a qualified and experienced mortgage lawyer is aware. You cannot expect a novice to materialize the mortgage deals for you. It is always you who have to be serious in choosing an efficient mortgage lawyer for your property deal.

Here are few important points that will help you to ascertain what a mortgage lawyer can really do for you:

  • 1. A mortgage lawyer can help you in fixing your mortgage deal if you have poor credit history. He can adjust your mortgage deal on the basis after considering your financial position.
  • 2. If you find yourself scrambled in the adjustable rate mortgage, a mortgage lawyer can help you to mortgage the real estate deal for you.
  • 3. If you are facing foreclosure, because you were not able to pay the amount pending on your home or office, a mortgage lawyer will come to your rescue and help you give the best option out.

With that much informed, it is very important that you select a professional and experienced mortgage lawyer who can understand your financial situation and close down the real estate property deal for you. If you are hiring an untrained or inexperienced, mortgage lawyer who is just new to the mortgage industry, then you know very well what repercussions you’d ultimately find. There are experienced lawyers available on the internet. You can search for professional Real Estate Lawyer Haddonfield, New Jersey and many other places.

Here are few points that you need to take into consideration when choosing a mortgage lawyer:

  • 1. Mortgage lawyer should be experienced. A mortgage lawyer who is we experienced and can handle your complexities in your property will be the right option to go with. Take time when selecting the mortgage lawyer.
  • 2. Mortgage lawyer should be affordable. An expensive mortgage lawyer will ask for high fee and this would eventually make you lose all your hard earned money.
  • 3. Mortgage lawyer should always be available for advice on telephone. Realizing the fact that it is not possible every time to meet physically with the mortgage lawyer, availability of the lawyer over the phone can help you to seek his advice.

Caught in sobriety check Point: Still Hope for defense

Friday, October 29th, 2010

Every year, there are many instances where individuals are caught at sobriety points doing always some real bad things that catch the attention of law enforcement agencies. These wring things can be drunk driving, or driving under the intoxication, possessing illegal narcotics possession of a CDS Schedule I narcotic (marijuana) and possession of a CDS Schedule III narcotic drug paraphernalia. If anybody is caught in the sobriety checkpoint, heavy fine to criminal prosecution case can be initiated against the culprit. The culprit is then presented in the courtroom where the magistrate decided the future of the culprit.

But don’t worry; the things will take normal course if you hire a criminal lawyer or attorney. The lawyer or attorney will discuss your case and find out the key points that will help you to come out of the dragnet. The sobriety check point case will be handled by an experienced criminal lawyer or attorney who has the experiences in handling such type of cases. But make sure that you hire appropriate criminal lawyer and not just anybody. Because, if you hire inexperienced attorney or lawyer to fight the sobriety case, then you’d be in a big trouble! Inexperienced criminal lawyers and attorneys can make the situation turn more complex, and if the situation turns complex, even the most experienced criminal lawyer will not be able to get you back your lost dignity.

Caught in sobriety checkpoint, then consult only an experienced lawyer who will otherwise understand the complexities involved in your case and give you more ready made solution. If you really go for the best solution or if you are really concerned that you come out of the trouble as soon as you can, the ideal remedy will be to catch hold of professional and experienced attorney and lawyer who’d be able to study the pros and cons of your case and bring forth reliable solution.

Now the relevant question arises–which is the right means to get an experienced sobriety attorney or lawyer to fight your case and understand its technicalities? The Internet is the best and comprehensive place where you can search for the best and experienced sobriety attorney and which will help you to come out of the problem as quick as possible. Shop around online to find the experienced sobriety attorney, and also take some time out to read through the terms and conditions.

Hundreds of arrests are made at sobriety check points, and therefore you need to show complete restraint even if you get caught in any of unexplainable situation. All you need to do is hire a sobriety attorney or lawyer and discuss your condition with him in as much detail as possible.